Car Insurance
product.information
Description
Why Car Insurance? The Benefits of Car Insurance
It doesn't matter whether you drive a sports car or a family vehicle; National Insurance Company offers a variety of car insurance plans to protect you, your passengers, and your property.
توضیحات تخصصی محصول
Provided Insurance Coverages:
- Accidents, collisions, and overturns
- Fire
- Theft
- Damages to third parties (civil liability)
Types of Car Insurance Policies
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Personal Car Insurance Policy
This type of insurance is designed for vehicles such as private passenger cars and off-road vehicles (like Land Cruiser), and is suitable for:
- Personal
- Social
- Family
- Recreational
Note: This policy cannot be used for professional or occupational purposes.
Required Documents:
- Visit one of the company's branches in the provinces of Iraq to complete the form.
- Vehicle inspection by the company.
- Pay the insurance premium (the amount depends on the type of vehicle).
-
Commercial Vehicle Insurance Policy
Applies to vehicles used for commercial and business purposes, such as:
- Trucks
- Buses
- Pickups
- Special machinery
How to File a Claim in Case of an Accident
- Visit one of the company’s centers and complete the damage claim form
- Inspection and evaluation of incurred damages by experts
- The insured selects one of two options:
- Repair the vehicle privately
- Transfer the vehicle to the company for repair
- Final inspection after repair and settlement of damages
Damage Settlement Procedures:
- Review of official incident documents obtained from legal authorities (police and court)
- Referral of the case to the Damage Assessment Committee, consisting of:
- Judge (Committee Chair)
- Legal representative of Melli Insurance Company
- Representative of Social Security Organization
- The committee issues a ruling and determines the amount of compensation for death or injury
- Possibility of appeal in Appellate Court within 60 days from the date of judgment notification for both parties (insurance company or claimant)
Summary
Car insurance not only guarantees the protection of your assets and investments, but also gives you peace of mind in the face of unexpected events. By choosing the right insurance from Melli Insurance Company, you can drive with confidence and enjoy a variety of benefits.
Ways to buy from National Insurance Company
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National Insurance Company
- Iraq, Baghdad, Rusafa District, Al-Khilani Square, Al-Jumhuriya Street, National Insurance Company
National Insurance Company
The National Insurance Company is a completely state-owned entity with financial and administrative independence.
Established in 1950 under Law No. 56, the National Insurance Company transformed its structure and operational framework in 1997, as per Law No. 22. It is now considered one of the largest insurance companies in the Arab world. According to Cabinet Resolution No. 481, the company's capital in 2021 totaled 60 billion Iraqi dinars.
The National Insurance Company offers a wide range of products in insurance, reinsurance, and investment, alongside providing professional advisory services in diverse areas, including life insurance, marine and aviation insurance, engineering and agricultural insurance, motor insurance, fire and accident insurance, and marine insurance, to its clients.
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Our Vision:
To promote a sound insurance culture in society, increase public awareness about the importance of insurance in reducing the social problems caused by accidents and risks, and support policyholders in restoring their economic and health status to pre-incident levels. -
Our Mission:
As a leading company in the Iraqi insurance industry, we are committed to maintaining the stability and security of the national economy by providing assurance and security to investors and businesses, thereby strengthening the job market and accelerating the country's economic growth. -
Our Goals:
To contribute to sustainable economic development through extensive insurance services, purposeful production, and investment activities. By providing comprehensive insurance coverage, we protect individuals, assets, and national wealth, thus supporting the sustainability and growth of the country's economy.
Our Activities
- General insurance including marine, fire and accident, motor, agricultural, and engineering insurance
- Life insurance
- Professional insurance consultancy services
- Investments in real estate, deposits, stocks, and real estate-related loans
Partnerships
The National Insurance Company actively collaborates with 42 local companies and several reputable regional companies, including Bahrain National Holding Company, Arab Reinsurance Company in Beirut, Arab Insurance Institute in Damascus, and the Arab War Risks Insurance Syndicate in Bahrain.
Investments
The company's investments include real estate, deposits, and money transfers, as well as participation in the capital of mixed and private Iraqi and Arab companies, and the granting of real estate-related loans.
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